Stock Price Trends

Unum Group (UNM)

Unum Group is a leading provider of financial protection benefits based in Chattanooga, Tennessee, and is recognized as a Fortune 500 company. Specializing in disability income protection, life insurance, and supplemental benefits, Unum serves a diverse range of clients, including individuals and organizations. The company has a strong commitment to helping people secure their financial futures, leveraging innovative solutions to meet the evolving needs of its policyholders. With a solid track record and a focus on sustainable growth, Unum Group is well-positioned to navigate the competitive insurance landscape while delivering value to its stakeholders.

Stock Price Trends

Stock price trends estimated using linear regression.

Key facts

  • The primary trend is increasing.
  • The growth rate of the primary trend is 2.72% per annum.
  • UNM price at the close of February 10, 2026 was $71.74 and was inside the primary price channel.
  • The secondary trend is increasing.
  • The growth rate of the secondary trend is 20.81% per annum.
  • UNM price at the close of February 10, 2026 was lower than the bottom border of the secondary price channel by $1.87 (2.54%). This indicates a possible reversal in the secondary trend direction.

Linear Regression Model

Model equation:
Yi = α + β × Xi + εi

Top border of price channel:
Exp(Yi) = Exp(a + b × Xi + 2 × s)

Bottom border of price channel:
Exp(Yi) = Exp(a + b × Xi – 2 × s)

where:

i - observation number
Yi - natural logarithm of UNM price
Xi - time index, 1 day interval
σ - standard deviation of εi
a - estimator of α
b - estimator of β
s - estimator of σ
Exp() - calculates the exponent of e


Primary Trend

Start date: November 14, 2024
End date: February 10, 2026

a = 4.2030

b = 0.0001

s = 0.0448

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × 0.0001) – 1
= 2.72%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.0448) – 1
= 19.63%

November 14, 2024 calculations

Top border of price channel:

Exp(Y946)
= Exp(a + b × X946 + 2 × s)
= Exp(a + b × 1,372 + 2 × s)
= Exp(4.2030 + 0.0001 × 1,372 + 2 × 0.0448)
= Exp(4.3935)
= $80.92

Bottom border of price channel:

Exp(Y946)
= Exp(a + b × X946 – 2 × s)
= Exp(a + b × 1,372 – 2 × s)
= Exp(4.2030 + 0.0001 × 1,372 – 2 × 0.0448)
= Exp(4.2143)
= $67.65

February 10, 2026 calculations

Top border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 + 2 × s)
= Exp(a + b × 1,825 + 2 × s)
= Exp(4.2030 + 0.0001 × 1,825 + 2 × 0.0448)
= Exp(4.4268)
= $83.67

Bottom border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 – 2 × s)
= Exp(a + b × 1,825 – 2 × s)
= Exp(4.2030 + 0.0001 × 1,825 – 2 × 0.0448)
= Exp(4.2476)
= $69.94

Description

  • The primary trend is increasing.
  • The growth rate of the primary trend is 2.72% per annum.
  • UNM price at the close of February 10, 2026 was $71.74 and was inside the primary price channel.

Secondary Trend

Start date: July 30, 2025
End date: February 10, 2026

a = 3.4171

b = 0.0005

s = 0.0316

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × 0.0005) – 1
= 20.81%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.0316) – 1
= 13.50%

July 30, 2025 calculations

Top border of price channel:

Exp(Y1,120)
= Exp(a + b × X1,120 + 2 × s)
= Exp(a + b × 1,630 + 2 × s)
= Exp(3.4171 + 0.0005 × 1,630 + 2 × 0.0316)
= Exp(4.3244)
= $75.52

Bottom border of price channel:

Exp(Y1,120)
= Exp(a + b × X1,120 – 2 × s)
= Exp(a + b × 1,630 – 2 × s)
= Exp(3.4171 + 0.0005 × 1,630 – 2 × 0.0316)
= Exp(4.1978)
= $66.54

February 10, 2026 calculations

Top border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 + 2 × s)
= Exp(a + b × 1,825 + 2 × s)
= Exp(3.4171 + 0.0005 × 1,825 + 2 × 0.0316)
= Exp(4.4254)
= $83.55

Bottom border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 – 2 × s)
= Exp(a + b × 1,825 – 2 × s)
= Exp(3.4171 + 0.0005 × 1,825 – 2 × 0.0316)
= Exp(4.2988)
= $73.61

Description

  • The secondary trend is increasing.
  • The growth rate of the secondary trend is 20.81% per annum.
  • UNM price at the close of February 10, 2026 was lower than the bottom border of the secondary price channel by $1.87 (2.54%). This indicates a possible reversal in the secondary trend direction.