Banc of California, Inc. (BANC)
Banc of California, Inc. is a diversified financial services company serving a range of clients through its banking subsidiary, Banc of California, N.A. Headquartered in Santa Ana, California, the company specializes in providing tailored banking products, including commercial and residential lending, deposit services, and treasury management solutions. With a strategic focus on the California market, Banc of California aims to foster growth and enhance community connections while delivering exceptional customer service and financial solutions.
Stock Price Trends
Stock price trends estimated using linear regression.
Key facts
- The primary trend is increasing.
- The growth rate of the primary trend is 15.61% per annum.
- BANC price at the close of October 31, 2025 was $16.97 and was inside the primary price channel.
- The secondary trend is increasing.
- The growth rate of the secondary trend is 76.93% per annum.
- BANC price at the close of October 31, 2025 was inside the secondary price channel.
Linear Regression Model
Model equation:
Yi = α + β × Xi + εi
Top border of price channel:
Exp(Yi) = Exp(a + b × Xi + 2 × s)
Bottom border of price channel:
Exp(Yi) = Exp(a + b × Xi – 2 × s)
where:
i - observation number
Yi - natural logarithm of BANC price
Xi - time index, 1 day interval
σ - standard deviation of εi
a - estimator of α
b - estimator of β
s - estimator of σ
Exp() - calculates the exponent of e
Primary Trend
Start date: March 22, 2023
End date: October 31, 2025
a = 2.0570
b = 0.0004
s = 0.0791
Annual growth rate:
Exp(365 × b) – 1
= Exp(365 × 0.0004) – 1
= 15.61%
Price channel spread:
Exp(4 × s) – 1
= Exp(4 × 0.0791) – 1
= 37.21%
March 22, 2023 calculations
Top border of price channel:
Exp(Y598)
= Exp(a + b × X598 + 2 × s)
= Exp(a + b × 869 + 2 × s)
= Exp(2.0570 + 0.0004 × 869 + 2 × 0.0791)
= Exp(2.5605)
= $12.94
Bottom border of price channel:
Exp(Y598)
= Exp(a + b × X598 – 2 × s)
= Exp(a + b × 869 – 2 × s)
= Exp(2.0570 + 0.0004 × 869 – 2 × 0.0791)
= Exp(2.2441)
= $9.43
October 31, 2025 calculations
Top border of price channel:
Exp(Y1,254)
= Exp(a + b × X1,254 + 2 × s)
= Exp(a + b × 1,823 + 2 × s)
= Exp(2.0570 + 0.0004 × 1,823 + 2 × 0.0791)
= Exp(2.9395)
= $18.91
Bottom border of price channel:
Exp(Y1,254)
= Exp(a + b × X1,254 – 2 × s)
= Exp(a + b × 1,823 – 2 × s)
= Exp(2.0570 + 0.0004 × 1,823 – 2 × 0.0791)
= Exp(2.6232)
= $13.78
Description
- The primary trend is increasing.
- The growth rate of the primary trend is 15.61% per annum.
- BANC price at the close of October 31, 2025 was $16.97 and was inside the primary price channel.
Secondary Trend
Start date: April 3, 2025
End date: October 31, 2025
a = 0.0106
b = 0.0016
s = 0.0344
Annual growth rate:
Exp(365 × b) – 1
= Exp(365 × 0.0016) – 1
= 76.93%
Price channel spread:
Exp(4 × s) – 1
= Exp(4 × 0.0344) – 1
= 14.75%
April 3, 2025 calculations
Top border of price channel:
Exp(Y1,108)
= Exp(a + b × X1,108 + 2 × s)
= Exp(a + b × 1,612 + 2 × s)
= Exp(0.0106 + 0.0016 × 1,612 + 2 × 0.0344)
= Exp(2.5993)
= $13.45
Bottom border of price channel:
Exp(Y1,108)
= Exp(a + b × X1,108 – 2 × s)
= Exp(a + b × 1,612 – 2 × s)
= Exp(0.0106 + 0.0016 × 1,612 – 2 × 0.0344)
= Exp(2.4617)
= $11.72
October 31, 2025 calculations
Top border of price channel:
Exp(Y1,254)
= Exp(a + b × X1,254 + 2 × s)
= Exp(a + b × 1,823 + 2 × s)
= Exp(0.0106 + 0.0016 × 1,823 + 2 × 0.0344)
= Exp(2.9291)
= $18.71
Bottom border of price channel:
Exp(Y1,254)
= Exp(a + b × X1,254 – 2 × s)
= Exp(a + b × 1,823 – 2 × s)
= Exp(0.0106 + 0.0016 × 1,823 – 2 × 0.0344)
= Exp(2.7916)
= $16.31
Description
- The secondary trend is increasing.
- The growth rate of the secondary trend is 76.93% per annum.
- BANC price at the close of October 31, 2025 was inside the secondary price channel.