Central Pacific Financial Corp (CPF)
Central Pacific Financial Corp. is a leading financial institution headquartered in Honolulu, Hawaii, specializing in providing diversified banking services to individuals and businesses throughout the state. With a strong focus on community engagement, the company offers a range of products, including personal and commercial banking, loans, and investment services tailored to meet the unique needs of its customers. Leveraging its strategic location and local expertise, Central Pacific Financial is well-positioned to drive sustainable growth and deliver value to its stakeholders in the expanding Hawaiian market.
Stock Price Trends
Stock price trends estimated using linear regression.
Key facts
- The primary trend is increasing.
- The growth rate of the primary trend is 56.95% per annum.
- CPF price at the close of October 13, 2025 was $28.83 and was lower than the bottom border of the primary price channel by $5.04 (14.89%). This indicates a possible reversal in the primary trend direction.
- The secondary trend is decreasing.
- The decline rate of the secondary trend is 2.74% per annum.
- CPF price at the close of October 13, 2025 was inside the secondary price channel.
- The direction of the secondary trend is opposite to the direction of the primary trend. This indicates a possible reversal in the direction of the primary trend.
Linear Regression Model
Model equation:
Yi = α + β × Xi + εi
Top border of price channel:
Exp(Yi) = Exp(a + b × Xi + 2 × s)
Bottom border of price channel:
Exp(Yi) = Exp(a + b × Xi – 2 × s)
where:
i - observation number
Yi - natural logarithm of CPF price
Xi - time index, 1 day interval
σ - standard deviation of εi
a - estimator of α
b - estimator of β
s - estimator of σ
Exp() - calculates the exponent of e
Primary Trend
Start date: April 4, 2023
End date: March 6, 2025
a = 1.4268
b = 0.0012
s = 0.0791
Annual growth rate:
Exp(365 × b) – 1
= Exp(365 × 0.0012) – 1
= 56.95%
Price channel spread:
Exp(4 × s) – 1
= Exp(4 × 0.0791) – 1
= 37.19%
April 4, 2023 calculations
Top border of price channel:
Exp(Y621)
= Exp(a + b × X621 + 2 × s)
= Exp(a + b × 902 + 2 × s)
= Exp(1.4268 + 0.0012 × 902 + 2 × 0.0791)
= Exp(2.6989)
= $14.86
Bottom border of price channel:
Exp(Y621)
= Exp(a + b × X621 – 2 × s)
= Exp(a + b × 902 – 2 × s)
= Exp(1.4268 + 0.0012 × 902 – 2 × 0.0791)
= Exp(2.3827)
= $10.83
March 6, 2025 calculations
Top border of price channel:
Exp(Y1,102)
= Exp(a + b × X1,102 + 2 × s)
= Exp(a + b × 1,604 + 2 × s)
= Exp(1.4268 + 0.0012 × 1,604 + 2 × 0.0791)
= Exp(3.5659)
= $35.37
Bottom border of price channel:
Exp(Y1,102)
= Exp(a + b × X1,102 – 2 × s)
= Exp(a + b × 1,604 – 2 × s)
= Exp(1.4268 + 0.0012 × 1,604 – 2 × 0.0791)
= Exp(3.2497)
= $25.78
Description
- The primary trend is increasing.
- The growth rate of the primary trend is 56.95% per annum.
- CPF price at the close of October 13, 2025 was $28.83 and was lower than the bottom border of the primary price channel by $5.04 (14.89%). This indicates a possible reversal in the primary trend direction.
Secondary Trend
Start date: August 16, 2024
End date: August 21, 2025
a = 3.4288
b = -0.0001
s = 0.0574
Annual growth rate:
Exp(365 × b) – 1
= Exp(365 × -0.0001) – 1
= -2.74%
Price channel spread:
Exp(4 × s) – 1
= Exp(4 × 0.0574) – 1
= 25.81%
August 16, 2024 calculations
Top border of price channel:
Exp(Y965)
= Exp(a + b × X965 + 2 × s)
= Exp(a + b × 1,402 + 2 × s)
= Exp(3.4288 + -0.0001 × 1,402 + 2 × 0.0574)
= Exp(3.4369)
= $31.09
Bottom border of price channel:
Exp(Y965)
= Exp(a + b × X965 – 2 × s)
= Exp(a + b × 1,402 – 2 × s)
= Exp(3.4288 + -0.0001 × 1,402 – 2 × 0.0574)
= Exp(3.2073)
= $24.71
August 21, 2025 calculations
Top border of price channel:
Exp(Y1,218)
= Exp(a + b × X1,218 + 2 × s)
= Exp(a + b × 1,772 + 2 × s)
= Exp(3.4288 + -0.0001 × 1,772 + 2 × 0.0574)
= Exp(3.4088)
= $30.23
Bottom border of price channel:
Exp(Y1,218)
= Exp(a + b × X1,218 – 2 × s)
= Exp(a + b × 1,772 – 2 × s)
= Exp(3.4288 + -0.0001 × 1,772 – 2 × 0.0574)
= Exp(3.1792)
= $24.03
Description
- The secondary trend is decreasing.
- The decline rate of the secondary trend is 2.74% per annum.
- CPF price at the close of October 13, 2025 was inside the secondary price channel.